Home Buying Information

VA and FHA Home Buyers

Attention Veterans!!!! We are here to help you buy a home!!!!

Our office is anxious to help our Veterans find suitable housing. We assist Veterans with VA Loans & rental homes. We will assist in very way possible to help veterans find and secure a comfortable and affordable place to live. Contact our office to find out about special mortgage programs & which homes that sellers are offering to help veterans purchase.

First Time Home Buyer Programs Available in New Jersey

What is a first time home buyer?

For most mortgage programs, it is defined as a buyer who has not owned a home in the last 3 years.

What we are discovering at CENTURY 21 Sylvia Geist Agency is that there are many "would be" home buyers out there who want to buy a home, but think they can't get a mortgage for one reason or another. The most common obstacles first-time home buyers think are standing in their way are:

How to Save Money On Closing Costs

What to do?

Closings costs in New Jersey vary based many different factors.  The fees that may be the most subject to variation when buying a home in New Jersey are;

  • Bank Fees
  • Attorney Fees
  • Inspection Fees

So make sure you know in advance what the fees are for each of these services, get the costs in writing and shop around.  It´s always a good idea to get a referral from someone you trust for each of the professionals that will provide you with these services.

Don´t base your decision on which bank, attorney and inspection company you hire based on cost alone!

How to Save Money on Financing

What to do?

  • First, get PRE-APPROVED for a mortgage not just pre-qualified. 
  • Second, do this with more than one lender.

Why do this?

Because being PRE-APPROVED means that the lender has verified the information that you have given them. Then once you find a home to buy your final mortgage commitment will take less time to receive.  This creates many money saving opportunities for the home buyer. 

Haunted Houses - Home Buyers Need to Beware

As of 11/1/2013 the New Jersey Real Estate Commission does not require the seller or real estate agents to disclose that a houses is purportedly haunted unless the buyer asks. 

So if you are afraid or concerned about ghosts you better ask the question!

  • East Brunswick Office
    372 Route 18
    East Brunswick, NJ 08816
    (732) 238 1200